Day Trading and Home Values - How The Real Estate Markets Create Day Trading Opportunities by The Guerrilla Trader

Day Trading and Home Values - A Summary
It is widely believed that housing drives the national economy. Supporting this theory is the fact that the current economic collapse started with a collapse in home values.
And after the housing collapse, the stock market followed, taking down millions and millions of American's retirement and investment accounts with it.
Many people believe that the housing sector has reached a bottom, and is headed back up. Indeed, there is evidence to support this believe.
Las Vegas recently reported a record month for number of housing units sold. In some markets, prices are starting to creep back up.
Looking at the markets, it seems that investors believe that things are improving. The Dow recently broke through the 10,000 level again, the S&P is up over 200 points in the last four months.
Despite many companies announcing weak earnings for the third quarter, the market is still holding up relatively well, which is likely due to the believe that housing is recovering.
However, this optimism may be unfounded. One leading research firm, Fiserv, believes that the somewhat good news we've been seeing lately on housing is nothing but a "dead cat" bounce.
Fiserv predicts that the overall median home value in the United States will drop by another 11%+ by June of next year, before finally stabilizing, and perhaps a 3%+ increase the following year.
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Driving the downward pressure on home values will be a deepening of the foreclosure crisis, which is no where near over.
In fact, the record home sales recorded earlier this year in Las Vegas was driven by investors picking up foreclosed properties for ridiculously low prices.
So what does this mean to Quite a bit, actually.
Right now, there are two forces at play. People want to be optimistic about the health of the housing market, and the economy in general. This optimism is leading to an incline in the markets.
But at the same time, reality is the housing crisis is far from over, and at the same time, third quarter earnings continue to be poor overall.
So what will win out? The general investor's optimism for the future, or the harsh reality of the present?
Either way, the volatility created by the two opposing forces will create unprecedented day trading profit opportunities.
For a day trader, volatility is king. That is where profits are born.
As the housing crisis continues, look for negative housing data to battle with investor optimism in the short term, with reality winning out long term.
Short opportunities will abound going forward. Are you ready to take advantage of them?
THE GUERRILLA TRADER
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Convincing Hard Money Lenders by Samantha Dawson

Flipping houses is a very profitable kind of real estate investing. But if you can't buy a house, you also can't flip it, and won't earn from it. That is why rehabbers, or those who flip houses, rely on hard money lenders. These private lenders finance a whole project for rehabbers. So to get hard money loan, there is actually only one thing you should do: Find good deals.
Let's look at it this way. Say you're putting up a basketball team. You want to join a league but you just don't have the money to buy players' uniforms and fund their salaries. What you do is you search for a financier or a manager. That person will fund you team if he believes that he will benefit from it. If you build a good team, that means your chances of reaching the championship stage is high. If your team, bears the name of the financier, then that's free advertisement for him until the final stage of the league. You on the other hand, come close to the trophy with every win.
The same goes for hard money loans. If the lender believes that he will earn profit by funding your project, then you'll get the money. But exactly does a lender determine this? They will assess the property you want to fix and flip and estimate its ARV (after repair value). The ARV is the property's worth after all the necessary repairs and renovations had been carried out.
Hard money lenders will unlikely check you creditworthiness. That means that you can get money from hard money loans even with a poor credit score. They will not make a deep background check on your finances. What is important to them is that you prove that your project is worth funding. After all, what they will earn from the venture will depend on the project itself. The assessment of borrowers is where private lenders and traditional lenders differ the most.
Convincing hard money lenders to grant you money is also easier. Unlike banks, they usually operate individually. If the lender says "yes" to your request, then that's it. No more 30-day processing period, no more waiting for approval of big bank personnel. This process speeds up you loan application and your opportunity to earn more money.
To learn more about hard money lenders, visit REIwired.com. The website is your best source of information on flipping houses and all forms of real estate investing. You can watch videos, read articles, and listen to the biggest names in real estate investing through the website.